Gmac has been offering auto financing since 1919. For those who cannot afford to pay for their auto purchase in full, Gmac can finance the auto purchase for you.
You simply make a downpayment by either cash or auto trade-in. Then pay the balance, plus financing costs, over an agreed-upon number of months.

Gmac Insurance :

Gmac also provides convenient and flexible auto insurance for all your personal auto insurance needs, young and old, new and experienced drivers. Gmac also offers discounts to Gmac customers and active OnStar subscribers.

Gmac insurance offers several neat programs that help drivers after a collision:

Gmac SmartReplacement Program which does all the legwork to find you a suitable replacement.
Gmac SmartParts Promise Program which guarantees only EOM parts are used for collision repairs so as to help you maintain your original warranty.
Gmac SureDrive Program which arranges a replacement car for you and you never even see a bill.

According to Gmac insurance website, customers who switch to Gmac are saving an average of $355.98 per year.

For full details of the Gmac Financing please click here... For full details of the Gmac Insurance please click here...

Gmac Leasing :

Gmac has also the "SmartLease" plan and "SmartLease Plus" plan. The monthly payment on the Smart Lease and Smart Lease Plus plans can be considerably lower than the traditional auto financing plan for the same term. This is because the payments cover only the portion of the auto vehicle you expect to use during the lease term plus a rent charge, taxes and fees. At the end of the auto vehicle lease, you may purchase the vehicle or return it to Gmac.

Gmac SmartBuy :

Gmac has also the SmartBuy option, another affordable way to buy your Gmac vehicle. SmartBuy is like a lease because monthly payments can be considerably lower than the traditional auto vehicle financing. However with Gmac SmartBuy plan, you own the vehicle. At the end of the lease period, you may purchase the vehicle by a balloon payment or simply returning the auto vehicle to Gmac and paying a disposal fees if applicable.

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